TMS Insurance Coverage and Financing

TMS Therapy – Covered by almost all major insurers and the future for treating Anxiety, Depression, OCD, Bipolar Disorder and More

bluecross unitedhealth cigna aetna

Due to its innovative treatment and proven efficacy, TMS Therapy has been recognized as a covered service by most health insurance plans. Below is a list of some of the insurance companies that Clearwave TMS have worked with to cover TMS Therapy (NOTE: Clearwave accepts Medicare Advantage Plans and Medicaid Advantage Plans):

MVP Health Care Cigna
Aetna/Meritain Health/1199 Blue Cross Blue Shield
Anthem Empire NYSHIP
CDPHP Emblem Health (GHI)
MetroPlus Health Medicare Advantage Plans
United Healthcare/UMR/Optum Affinity Health Plan
Healthfirst Magnacare

As coverage and payment can vary based upon the patient’s specific plan and guidelines, contact our office at 845-471-1807 to learn more. Our goal at Clearwave is to make your financing process go as smoothly as possible. Our staff of well-trained managers are skilled in presenting your needs in an attempt to get TMS approved by your insurance company. TMS therapy is approved on a case-by-case basis.

 We accept almost all major insurers at Clearwave TMS including Medicare Advantage, Medicaid Advantage, Commercial Insurances (PPO, HMO) and many more


Government Plans


25,000+ Treatments Performed


Commercial Plans

Does Clearwave TMS accept Medicare or Medicaid for TMS?

Clearwave Mental Health accepts Medicare Advantage plans and Medicaid Advantage plans through insurance companies (e.g., Healthfirst, MVP, Aetna, BCBS, United). 

What insurance companies cover TMS?

TMS is a safe and effective treatment for depression and many insurers are now covering TMS treatment including Medicare Advantage, Managed Medicaid, Anthem, Blue Cross Blue Shield, MVP, CDPHP, Healthfirst, NYSHIP, Cigna, Aetna, United Healthcare (Optum), UMR, Emblem Health (GHI), Metroplus, 1199, Meritain Health, Affinity, Magnacare, and many more.  Our team at the Clearwave Mental Health has successfully secured substantial insurance reimbursement and coverage for its patients and many of our patients have had minimal out-of-pocket expense for treatment.

Do I have to pay anything out-of-pocket?

This all depends on your insurance company and your insurance plan. Our team at the Clearwave has successfully secured substantial insurance reimbursement and coverage for its patients and our goal is to provide you the most coverage from your insurer and the lowest out-of-pocket costs. 

Do you offer payment plans?

Yes we do! We work with financing companies such as CareCredit to provide low interest and deferred interest financing options for those whose insurance does not cover 100% of TMS treatment. Please contact us at 845-471-1807 to speak with one of our experts today.

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Valhalla, NY

Poughkeepsie, NY

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Garden City, NY

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Clearwave Mental Health services Clearwave Psychiatry and TMS Medical which is New York's premier psychiatric and TMS provider group servicing Poughkeepsie, Valhalla, Middletown, Nanuet, Garden City, Westchester, Long Island, New York, and the Hudson Valley. Our partner clinicians' mission is to provide compassionate, personalized, individualized, and effective mental health care for our community.

Contact Us

370 Violet Ave Poughkeepsie, NY 12601

115 E Stevens Ave, Suite 108, Valhalla, NY 10595

75 Crystal Run Road, Suite 103, Middletown, NY 10941

25 Smith St, Suite 314, Nanuet, NY 10954

300 Garden City Plaza, Suite 314, Garden City, NY 11530