TMS Insurance Coverage and Financing
TMS Therapy – Covered by almost all major insurers and the future for treating Anxiety, Depression, OCD, Bipolar Disorder and More
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Due to its innovative treatment and proven efficacy, TMS Therapy has been recognized as a covered service by most health insurance plans. Below is a list of some of the insurance companies that Clearwave Mental Health has worked with to cover TMS Therapy (NOTE: Clearwave accepts Medicare Advantage Plans and Medicaid Advantage Plans):
| MVP Health Care | Cigna |
| Aetna/Meritain Health/1199 | Medicare |
| Anthem/BCBS | Empire NYSHIP |
| CDPHP | Emblem Health (GHI) |
| NYCE PPO | Medicare Advantage Plans |
| United Healthcare/UMR/Optum | Affinity Health Plan |
| Healthfirst | Fidelis |
As coverage and payment can vary based upon the patient’s specific plan and guidelines, contact our office at 845-471-1807 to learn more. Our goal at Clearwave is to make your financing process go as smoothly as possible. Our staff of well-trained managers are skilled in presenting your needs in an attempt to get TMS approved by your insurance company. TMS therapy is approved on a case-by-case basis.
Due to its innovative treatment and proven efficacy, TMS Therapy has been recognized as a covered service by most health insurance plans. Below is a list of some of the insurance companies that Clearwave Mental Health has worked with to cover TMS Therapy (NOTE: Clearwave accepts Medicare Advantage Plans and Medicaid Advantage Plans):
| MVP Health Care | Cigna |
| Aetna/Meritain Health/1199 | Medicare |
| Anthem/BCBS | Empire NYSHIP |
| CDPHP | Emblem Health (GHI) |
| NYCE PPI | Medicare Advantage Plans |
| United Healthcare/UMR/Optum | Affinity Health Plan |
| Healthfirst | Fidelis |
As coverage and payment can vary based upon the patient’s specific plan and guidelines, contact our office at 845-471-1807 to learn more. Our goal at Clearwave is to make your financing process go as smoothly as possible. Our staff of well-trained managers are skilled in presenting your needs in an attempt to get TMS approved by your insurance company. TMS therapy is approved on a case-by-case basis.
We accept almost all major insurers at Clearwave Mental Health including Medicare, Medicare Advantage, Medicaid Advantage, Commercial Insurances (PPO, HMO) and many more
Government Plans
25,000+ Treatments Performed
Commercial Plans
Does Clearwave Mental Health accept Medicare or Medicaid for TMS?
Clearwave Mental Health accepts Medicare, Medicare Advantage plans and Medicaid Advantage plans through insurance companies (e.g., Healthfirst, MVP, Aetna, BCBS, United).
What insurance companies cover TMS?
TMS is a safe and effective treatment for depression and many insurers are now covering TMS treatment including Medicare, Medicare Advantage, Managed Medicaid, Anthem, Blue Cross Blue Shield, MVP, CDPHP, Healthfirst, NYSHIP, Cigna, Aetna, United Healthcare (Optum), UMR, Emblem Health (GHI), Metroplus, 1199, Meritain Health, Affinity, Magnacare, and many more. Our team at the Clearwave Mental Health has successfully secured substantial insurance reimbursement and coverage for its patients and many of our patients have had minimal out-of-pocket expense for treatment.
Do I have to pay anything out-of-pocket?
This all depends on your insurance company and your insurance plan. Our team at the Clearwave has successfully secured substantial insurance reimbursement and coverage for its patients and our goal is to provide you the most coverage from your insurer and the lowest out-of-pocket costs.
Do you offer payment plans?
Yes we do! We work with financing companies such as CareCredit to provide low interest and deferred interest financing options for those whose insurance does not cover 100% of TMS treatment. Please contact us at 845-471-1807 to speak with one of our experts today.
Get Your Free Consultation
Our Clearwave Mental Health Locations

Valhalla, NY

Poughkeepsie, NY

Middletown, NY

Nanuet, NY

Garden City, NY

Latham, NY

Hauppauge, NY

New Rochelle, NY

Kingston, NY

Syracuse, NY (Coming Soon)
Clearwave Mental Health is the brand name of Clearwave Management Solutions, LLC, which provides administrative and management services to the affiliated professional entities Clearwave Psychiatry and Clearwave TMS Medical, which provide clinical services.
Clearwave has several locations across New York servicing Long Island, New York City, Westchester, Hudson Valley, Catskills, and the Capital Region. Our mission is to provide compassionate, personalized, individualized, and effective mental health care for our community.










